A Business Plan That SBA
Lenders Will Get Behind

Most SBA lenders require a business plan as part of the loan application package. Requirements vary slightly by lender and program, but in general, any SBA loan for a startup or early-stage business will require a complete business plan. Established businesses with strong financials may face less documentation pressure, but a well-prepared plan still strengthens any application.

Most SBA business plans range from 22 to 30 pages, depending on the complexity of the business and the loan amount being requested. The plan should be thorough enough to answer the lender's key questions without being padded with unnecessary content.

Our business plans commonly support loan requests ranging from $25,000 to $5 million, depending on the program and financing structure. We have prepared plans for SBA Microloan applications as well as large 7(a) and 504 transactions.

Yes. For startups, we build projections from the ground up using your business model inputs, pricing assumptions, and industry benchmarks. The model is fully documented and designed to hold up to lender scrutiny even without historical financials to reference.

Most SBA business plan projects are completed within 5 to 7 business days from the start of the engagement. Timelines depend on the complexity of the business and the speed of the client's feedback during the revision process. If you have a lender deadline, let us know upfront and we will structure the timeline accordingly.

Completed plans are delivered in Microsoft Word by default. We can also deliver in Google Docs or PDF format depending on your lender's submission requirements.

We do not have exclusive relationships with specific lenders, which means our plans are written to meet broadly accepted SBA documentation standards. If your lender has provided specific guidelines or a preferred format, we incorporate those requirements into the plan.